HomeTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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HomeTrust Bank Deposit Rates

Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 2.42% and 3-month CD rates at 0.05%. Current savings rates are at 0.02% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to HomeTrust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from HomeTrust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with HomeTrust Bank CD rates. You can also compare HomeTrust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

HomeTrust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HomeTrust Bank? Share your experience about HomeTrust Bank by leaving a review below, or read customer reviews before you decide to use HomeTrust Bank.

HomeTrust Bank Texas Ratio

HomeTrust Bank's Texas Ratio is at 1.99%, which is considered excellent. The Texas Ratio for HomeTrust Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, HomeTrust Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.78%

18-Month CD

N/A

2.42%

24-Month CD

N/A

2.37%

36-Month CD

N/A

2.22%

48-Month CD

N/A

2.11%

60-Month CD

N/A

2.24%

Savings

N/A

0.87%

MMA

N/A

1.54%

30-Year Fixed

N/A

6.93%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

HomeTrust Bank

10 Woodfin St
Asheville, NC 28801

https://www.htb.com

MonitorBankRates' Rating

5/5

★★★★★

Review HomeTrust Bank

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12-Month CD

5.08%

$500

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11-Month CD (special)

5.07%

$1,000

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12-Month CD (special)

4.87%

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3-Month CD (IntraFi)

4.79%

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24-Month CD (special)

4.76%

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9-Month CD (special)

4.75%

$10,000

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18-Month CD

4.65%

$1,000

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18-Month CD

4.50%

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25-Month CD (special)

4.35%

$1,000

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13-Month CD

4.34%

$1,000

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4.08%

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$1,000

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18-Month CD

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1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

Freedom Credit Union

5/1 ARM

5.500%

5.540%

0.000

Freedom Credit Union

15 Year Fixed

5.500%

5.568%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

1st Northern California Credit Union

15-Year Fixed

5.625%

5.777%

0.500

Meridian Trust Federal Credit Union

15 Year Fixed

5.625%

5.786%

0.000

Chase Bank

15-Year Fixed

5.625%

5.799%

0.000

Navy Federal Credit Union

15-Year Fixed

5.625%

5.820%

0.250

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

Institution for Savings

15-Year Fixed

5.500%

5.868%

2.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.750%

5.883%

0.500

NESC Federal Credit Union

5/5 ARM

5.750%

5.886%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

State Employees Credit Union

10-Year Fixed

5.675%

5.894%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.675%

5.894%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.500%

5.908%

2.000

Wells Fargo

15 Year Fixed

5.625%

5.941%

1.000

One Nevada Credit Union

15 Year Fixed

5.750%

5.954%

1.000

Piedmont Advantage Credit Union

20-Year Fixed

5.750%

5.957%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.875%

5.970%

0.000

Wrentham Co-operative Bank

15-Year Fixed (Jumbo)

5.875%

5.970%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have HomeTrust Bank rate data right now, check back for updates, we are adding rates all the time.

HomeTrust Bank Information

HomeTrust Bank

10 Woodfin St
Asheville, NC 28801
Buncombe
Established Date: 01/01/1926
FDIC Certificate #: 27677
Date of FDIC Deposit Insurance: 08/27/1948

Bank Holding Company: HOMETRUST BANCSHARES INC

How Many Domestic U.S. Offices? 37

How Many Branches are There? 37

Website: https://www.htb.com

Is HomeTrust Bank FDIC Insured? Yes

What is HomeTrust Bank's Cert number? 27677

What is the maximum amount for insured deposits? $250,000 per holder, per account

HomeTrust Bank Financials

Total Assets:

$4,526,672,000

Total Deposits:

$3,679,085,000

Equity Capital:

$478,574,000

Domestic Deposits:

$3,679,085,000

Net Income:

$7,235,000

Return on Assets:

0.8950%

Quarterly Return on Assets:

0.7100%

Pretax Return on Assets:

0.8488%

Pretax Quarterly Return on Assets:

0.8500%

Return on Equity:

8.2600%

Quarterly Return on Equity:

6.6100%

Common Equity Tier 1 Capital Ratio:

10.6229%

Tier 1 Risk-Based Capital Ratio:

10.6229%

Leverage Tier 1 (Core Capital) Ratio:

10.2641%

Total Risk-Based Capital Ratio (YTD):

11.5216%

Total Interest Income (YTD):

3.8941%

Headquarters:

Asheville

FDIC Field Office:

Charlotte

Regulator:

FED

County:

Buncombe

# of Offices:

Metropolitan Statistical Area (MSA):

Asheville, NC

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Atlanta

Source: FDIC

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HomeTrust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

Compare HomeTrust Bank Rates with Other Competitive Bank and Credit Union Rates

Mortgage Rates June 26, 2024

HomeTrust Bank Information

HomeTrust Bank Financials

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